Department: Economics and Business Studies Department

Unit: Management and governance

Research group: DigiBiz Digital Business Research Group

Was part of these groups:

Email: eruizd@uoc.edu

Doctor by the Universitat de Barcelona with the thesis Comparación de curvas de tipos de interés. Efectos de la integración financiera 2005. Supervised by Dr. Catalina Bolancé Losilla, Dr. Hortènsia Fontanals Albiol.

Holder of a degree in Economics and Business Studies from the Pompeu Fabra University (UPF) and a doctoral degree, also in Economics and Business Studies, from the University of Barcelona. She has been a member of the teaching staff at the Universitat Oberta de Catalunya's (UOC) Faculty of Economics and Business since 1999. She directed the Business Administration and Management (2001-2005) and Market Research and Techniques (2006-2014) degree programmes and the master's degree in Financial Instruments and Markets (2000-2015) at the UOC. Her teaching activity has always been related with financial markets and business finance. She is currently an associate professor at the UOC and a researcher in the DigiBiz Research Group, at the UOC. She was a visiting professor at the City University of Hong Kong (2014/2015) at the University of California Los Angeles (2010/11). From 2013 to 2014, she was also a partner at MuntAudit SL, a consulting and forensic economic company. There, she served as a Court Expert Witness in a dispute about the portfolio between a bank and a private banking client. Her research is focused on three different fields: the study of the interaction between financial literacy and new ventures; the analysis of the interaction between financial literacy and flow in online banking; and the neuroscience analysis of saving decisions and financial literacy.  She has published several papers and participated in various international conferences and seminars on finance and e-learning. She has also developed a number of teaching materials, designed and created many courses, and collaborated on a number of books and projects related to the financial sector.